Loading chat...

IN HB1418

Bill

Status

Introduced

1/16/2018

Primary Sponsor

Justin Moed

Click for details

Origin

House of Representatives

2018 Regular Session

AI Summary

  • Amends IC 32-30-10.3 to clarify that state preemption of mortgage foreclosure regulation does not restrict political subdivisions' authority to regulate property maintenance, upkeep, or repair, including foreclosed properties.

  • Allows political subdivisions to enforce ordinances, resolutions, and regulations pertaining to real property conditions within their jurisdiction regardless of mortgage foreclosure status, in accordance with state law.

  • Permits political subdivisions and their enforcement authorities to act under the unsafe building law (IC 36-7-9) and other applicable state laws with respect to foreclosed properties.

  • Maintains state regulatory control over the mortgage foreclosure process itself, including duties and obligations of borrowers and lenders, while preserving local property maintenance authority.

  • Effective upon passage with an emergency declaration.

Legislative Description

Regulation of mortgage foreclosures. Specifies that the statute concerning the state regulation of mortgage foreclosures does not affect or preempt a political subdivision's authority to: (1) regulate the maintenance, upkeep, or repair of real property within the jurisdiction of the political subdivision, including real property subject to a mortgage foreclosure action; or (2) act as authorized under the unsafe building law, or other applicable state law, with respect to real property within the jurisdiction of the political subdivision, including real property subject to a mortgage foreclosure action; in accordance with state law.

Last Action

First reading: referred to Committee on Financial Institutions

1/16/2018

Committee Referrals

Financial Institutions1/16/2018

Full Bill Text

No bill text available