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IN HB1362
Bill
Status
5/5/2019
Primary Sponsor
Sean Eberhart
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AI Summary
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Establishes a regulatory framework for peer-to-peer (P2P) vehicle sharing programs, defined as online platforms connecting vehicle owners with drivers for sharing periods of 30 days or less.
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Requires P2P programs to verify shared vehicles have no unrepaired safety recalls before listing, and mandates vehicle owners remove vehicles within 72 hours of receiving a recall notice.
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Mandates insurance coverage meeting Indiana's minimum financial responsibility requirements during all sharing periods, with the P2P program assuming primary liability for third-party bodily injury, property damage, and uninsured/underinsured motorist claims.
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Exempts drivers operating P2P shared vehicles from license suspension for lack of proof of financial responsibility if the vehicle was being shared through the program at the time of an accident.
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Preempts local governments from regulating P2P vehicle sharing, with an exception allowing airport authorities and aviation commissioners to enact their own rules.
Legislative Description
Peer to peer vehicle sharing. Defines peer to peer vehicle sharing. Provides requirements for a peer to peer (P2P) vehicle sharing program. Provides that a shared vehicle may not be shared on a peer to peer vehicle program if any safety recalls have not been repaired. Provides insurance requirements for a shared vehicle if the vehicle will be shared on a peer to peer vehicle sharing program. Provides that a P2P vehicle sharing program is responsible for maintaining liability insurance coverage during the car sharing period for a vehicle shared through the P2P vehicle sharing program. Provides that a P2P vehicle sharing program shall assume liability of a shared vehicle owner for any bodily injury or property damage to third parties or uninsured and underinsured motorist losses during the car sharing period in an amount stated in the car sharing agreement, which may not be less than the minimum amount set forth in the financial responsibility statute. Provides that the bureau of motor vehicles may not suspend the driving privileges of a shared vehicle owner for failure to submit proof of financial responsibility at the time an accident occurred if the vehicle was shared through a peer to peer vehicle sharing program at the time the accident occurred. Provides that a political subdivision may not enact or enforce an ordinance, resolution, policy, or rule to regulate peer to peer vehicle sharing. Allows the board of an airport authority or a board of aviation commissioners to enact or enforce an ordinance, resolution, policy, or rule regulating P2P vehicle sharing.
Last Action
Public Law 253
5/5/2019