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IN HB1668
Bill
Status
5/1/2019
Primary Sponsor
Ryan Lauer
Click for details
AI Summary
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Consumer reporting agencies that maintain nationwide files are prohibited from using a Social Security number (full or partial) as the sole factor to match a consumer's identity during credit inquiries.
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When a Social Security number is used as a matching factor, agencies must also verify that the consumer's name matches the file and at least one additional identifier matches (such as current/previous address, date of birth, mother's maiden name, or current/previous employment).
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Applies to Indiana residents, including protected consumers and their representatives.
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Declared an emergency measure, making the law effective immediately upon passage during the 2019 legislative session.
Legislative Description
Use of Social Security numbers in credit files. Requires a consumer reporting agency that uses a Social Security number as a factor in determining whether a file matches the identity of the subject of a credit inquiry to ensure that the name and at least one additional identifier of the subject matches the name and the same identifier in the file.
Last Action
Public Law 181
5/1/2019