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IN SB0014
Bill
Status
1/3/2019
Primary Sponsor
Lonnie Randolph
Click for details
AI Summary
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Insurers cannot deny property and casualty insurance claims when damage is intentionally caused by one insured person against another insured person on the same policy, provided the victim was unaware of the intentional act
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Applies to all property and casualty insurance types covered under Class 2 or Class 3 of IC 27-1-5-1
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The insurer must determine that the claimant was unaware of the other insured's actions that caused the damage
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Violations constitute an unfair claim settlement practice under IC 27-4-1-4.5
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Effective date: July 1, 2019
Legislative Description
Property and casualty insurance claim payment. Prohibits an insurer from denying coverage to an insured who is covered under a property and casualty insurance policy for damage caused by the intentional act of another insured if the original insured is determined to have been unaware of the intentional act.
Last Action
Senator Bohacek added as coauthor
2/4/2019