IN HB1050

Health care debt owed by Indiana consumers cannot constitute a lien against their principal residence, whether the debt is alleged or confirmed by court judgment

Principal residences are protected from judgment, attachment, or forced sale on execution in any legal action to recover health care debt

"Health care debt" covers obligations for health care services, products, or devices from providers including hospitals, physicians, and ambulance services, but excludes debt charged to general-purpose credit cards

Protections apply to real or personal property in Indiana that serves as the primary residence of the consumer or their dependent, whether owned outright or being purchased under contract

The bill takes effect immediately upon passage and is declared an emergency measure