IN HB1098

Requires employers participating in work-based learning programs (apprenticeships, pre-apprenticeships, modern youth apprenticeships, work-based learning courses) to enter written agreements with schools or intermediaries assuming responsibility for obtaining worker's compensation insurance coverage for students, effective July 1, 2026

Students in work-based learning programs are entitled to standard worker's compensation benefits; unpaid students receive medical benefits and $175,000 death benefits but are ineligible for temporary total or partial disability compensation

Prohibits insurers from using a student's age as a factor when making underwriting decisions or applying rating factors for employer's liability or worker's compensation policies covering work-based learning participants

Excludes virtual/remote work-based learning programs and one-time activities like career awareness visits or field trips from the definition of covered work-based learning programs

Repeals existing "school to work" provisions tied to the federal School to Work Opportunities Act and replaces them with updated work-based learning program definitions and requirements