IN HB1201

Prohibits using artificial intelligence systems to impersonate or substitute for licensed mental health professionals, with civil penalties up to $5,000 per violation

Requires insurers and HMOs to reimburse mental health and substance abuse providers at rates at least as favorable relative to Medicare as medical/surgical provider rates

Limits retroactive claim audits and recoupment to 180 days after initial payment (reduced from 2 years), and prohibits retroactive reimbursement rate reductions for CPT codes

Requires 60 days written notice (increased from 45 days) for health provider contract amendments, with provider signature required for material changes or rate reductions

Protects patients from balance billing when receiving out-of-network mental health care due to inadequate network access, limiting charges to in-network deductible/copayment amounts