IN SB0050

Landlords are prohibited from making hard credit inquiries to consumer reporting agencies or specialty consumer reporting agencies when processing rental applications in Indiana

Landlords cannot obtain or use tenant screening reports that contain information obtained through hard credit inquiries

"Hard inquiry" is defined as an inquiry that appears on an applicant's credit report for a period of time and negatively impacts their credit score

Violations constitute a deceptive act under Indiana's deceptive consumer sales statute, allowing both the affected applicant and the Attorney General to take legal action

Effective July 1, 2026