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KS HB2042

Bill

Status

Engrossed

2/10/2025

Primary Sponsor

Insurance

Click for details

Origin

House of Representatives

2025-2026 Regular Session

AI Summary

  • Title insurance agents must make annual audit reports of escrow, settlement, and closing accounts available to the commissioner of insurance upon request, rather than automatically submitting them within 30 days after each calendar year

  • Surety bond or irrevocable letter of credit requirement for title insurance agents handling escrow accounts is standardized at $100,000 for all counties, eliminating the previous tiered system based on county population ($25,000-$100,000)

  • Controlled business exemption for counties with population of 10,000 or less is eliminated, meaning the 70% controlled business limit now applies to title insurers and agents in all Kansas counties

  • Real-time payment methods through FedNow and the Clearing House RTP system are added as acceptable forms of funds deposit for real estate closings exceeding $2,500

  • Effective date is January 1, 2026

Legislative Description

Requiring title agents to make their audit reports available for inspection instead of submitting such reports annually, requiring the amount of surety bonds filed with the commissioner of insurance to be $100,000, eliminating the controlled business exemption in certain counties.

Last Action

Senate Motion to accede adopted; Senator Dietrich, Senator Fagg and Senator Francisco appointed as conferees

3/17/2025

Committee Referrals

Financial Institutions and Insurance2/11/2025
Insurance1/21/2025

Full Bill Text

No bill text available