KS HB2754

Creates the "Providing Civil Relief from Coerced Debt Act" to protect domestic violence victims from debts incurred through identity theft, fraud, duress, coercion, or manipulation by an abuser

Requires creditors to stop collection efforts, dismiss lawsuits, cease garnishments, and return payments within 10 business days after receiving a debtor's statement of coerced debt with adequate documentation

Mandates creditors notify consumer reporting agencies to delete adverse information related to coerced debt and prohibits selling or transferring the debt

Establishes that debtors are not liable for coerced debts and shifts civil liability to the perpetrator, who becomes responsible to both the creditor and the victim for any payments or costs incurred

Requires the Office of the State Bank Commissioner to publish a standardized coerced debt form by January 1, 2027, and provides for actual damages, attorney fees, and punitive damages against non-compliant creditors