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KS SB147
Bill
Status
2/3/2025
Primary Sponsor
Financial Institutions and Insurance
Click for details
AI Summary
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Requires uninsured motorist (UM) coverage limits to equal the bodily injury/death liability limits in the policyholder's automobile insurance policy, effective January 1, 2026
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Requires underinsured motorist (UIM) coverage limits to match the uninsured motorist coverage limits, ensuring equal protection against both uninsured and underinsured drivers
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Prohibits reduction of underinsured motorist coverage amounts due to any liability limit or payment made by the at-fault driver or third parties
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Preserves the insured's right to reject in writing UM/UIM coverage that exceeds the minimum limits set in K.S.A. 40-3107
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Amends K.S.A. 40-284 and applies to policies renewed, delivered, or issued on or after January 1, 2026
Legislative Description
Modifying uninsured and underinsured motorist coverage liability limitations for bodily injury or death.
Last Action
Senate Hearing: Tuesday, February 10, 2026, 9:30 AM Room 546-S
2/10/2026