KS SB28

Adds failure to respond to an inquiry from the Insurance Commissioner within 15 business days as grounds for license denial, suspension, revocation, or non-renewal for both insurance agents and public adjusters

Establishes new criteria the Commissioner must consider when evaluating applicants with criminal convictions, including age at time of conduct, recency, rehabilitation evidence, and social contributions since the offense

Requires the Commissioner to consider specific factors when reinstating revoked licenses, including present moral fitness, consciousness of wrongful conduct, and current competence in the insurance industry

Prohibits individuals with suspended or revoked public adjuster licenses from being employed by any insurance company in Kansas to negotiate contracts or solicit insurance business during the suspension/revocation period

Sets reapplication waiting periods of one year after license denial and two years after license revocation for both insurance agents and public adjusters