KS SB409

Health insurance policies in Kansas must eliminate all cost-sharing (deductibles, copayments, coinsurance) for diagnostic and supplemental breast examinations, effective January 1, 2027

Diagnostic breast examinations include mammography, breast MRI, ultrasound, and tomosynthesis used to evaluate abnormalities found during screening or other exams

Supplemental breast examinations cover additional imaging for individuals with personal/family history of breast cancer or risk factors such as dense breast tissue

HSA-qualified high-deductible health plans are exempt from the no cost-sharing requirement to the extent necessary to maintain their federal tax-qualified status, except for federally-defined preventive care

Applies to individual and group health insurance policies, medical service plans, hospital service corporations, fraternal benefit societies, and health maintenance organizations