LA SB150

Amends R.S. 9:2800.27 to limit recovery of medical expenses to amounts actually paid plus projected future medical expenses, rather than amounts billed

Removes definitions for "contracted medical provider," "cost of procurement," and "health insurance issuer," and repeals the 40% cost-of-procurement award for the difference between billed and paid amounts

Allows parties to introduce evidence of amounts billed, amounts paid, health insurance premiums paid in the year preceding the accident, provider-third party agreements, and expert testimony on reasonableness of expenses

Permits trier of fact to award up to 1.5 times the amount of health insurance premiums paid by the claimant in the year preceding the accident or occurrence

Applies prospectively only to causes of action filed on or after January 1, 2026, and does not apply to medical malpractice cases under R.S. 40:1231.1 or 1237.1