LA SB231

Limits recovery of medical expenses paid by health insurance or Medicare to contracted medical providers to the amount actually paid plus any cost-sharing amounts owed by the claimant, rather than the full amount billed

Removes the previous provision awarding claimants 40% of the difference between billed and paid amounts as "cost of procurement"

Requires that in trials involving medical expenses paid by health insurance or Medicare, the trier of fact must be informed of both the amounts billed and amounts actually paid

Limits recovery to the pre-negotiated amount when a claimant's attorney has arranged a discounted payment agreement with a medical provider

Exempts medical malpractice cases and benefits received through automobile liability insurance medical payments coverage from these limitations; effective January 1, 2026, applying only to cases filed after that date