LA HB135

Increases the motor vehicle exemption from seizure from $7,500 to $15,000 in equity value for one vehicle per household used for any purpose

Allows a second vehicle exemption up to $15,000 in equity if the debtor is married or has a licensed driver child in the household, provided they don't claim the disability-modified vehicle exemption

Raises the exemption for disability-modified vehicles from $7,500 to $20,000 in equity value; debtors claiming this exemption are limited to one exempt vehicle total

Adds health savings accounts (HSAs) as exempt from seizure for all debts except alimony and child support, capped at the IRS annual family coverage deduction limit

Changes the vehicle valuation standard from NADA to the JD Power Official Used Car Guide