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LA HB408
Bill
Status
2/25/2026
Primary Sponsor
Edmond Jordan
Click for details
AI Summary
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Insurers cannot refuse to renew a residential insurance policy if the homeowner resolves the identified risk within 90 days of receiving a nonrenewal notice
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Insurers are prohibited from using the mitigated risk reasons to increase the homeowner's rate or premium upon renewal
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Insurers must provide written notice to the insured stating the specific reasons for nonrenewal
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Written notice may be delivered via mail, electronic transmittal, facsimile, or personal delivery
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Enacts new section R.S. 22:1333.1 in Louisiana insurance law
Legislative Description
Prohibits insurers from the nonrenewal of residential insurance policies when homeowners timely mitigate risks
INSURANCE/PROPERTY
Last Action
Read by title, under the rules, referred to the Committee on Insurance.
3/9/2026