LA HB943

Insurers must exchange information with the Department of Children and Family Services (DCFS) Office of Child Support no later than 5 days before issuing any qualifying payment over $500 to verify whether the recipient owes child support debt

Upon notification from DCFS of outstanding child support debt, insurers must withhold the specified amount from the payment and remit it to DCFS within 20 days

Qualifying payments subject to intercept include tort liability settlements, annuities, disability insurance benefits, workers' compensation benefits, and life insurance beneficiary payments—but exclude property damage claims and uninsured/underinsured motorist coverage

DCFS must give priority to attorney fees, litigation expenses, property damage claims, medical expenses, and funeral costs before withholding for child support

The Commissioner of Insurance has full enforcement authority, including power to issue cease and desist orders, impose administrative fines, and conduct investigations; non-compliance constitutes an unfair or deceptive practice; effective January 1, 2027