LA HB945

Insurers must disclose to policyholders their right to choose their own repair shop and that preferred repair shops are optional

Insurers are prohibited from offering incentives or discounts for using preferred shops, requiring use of preferred shops, or steering policyholders toward preferred repair shops or service providers

Repair shops must obtain written consent from policyholders before using non-recommended parts or procedures and must disclose when Original Equipment Manufacturer parts or non-standard procedures are used

Policyholders must sign a release acknowledging risks and accepting liability when non-recommended parts or procedures are used

Insurers bear liability for any resulting safety issues if they pressure consumers into accepting substandard repairs