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LA HB954
Bill
Status
2/27/2026
Primary Sponsor
Michael Echols
Click for details
AI Summary
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All automobile insurance policies in Louisiana must include a Right to Appraisal (RTA) clause allowing policyholders to resolve disputes over claim valuations through an independent appraisal process
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The appraisal process requires two independent appraisers: one chosen by the insurer and one chosen by the policyholder
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A neutral umpire must be included to resolve disputes between the two appraisers
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The RTA process must follow procedures outlined in existing law under R.S. 22:1807.13 and R.S. 22:1807.19
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Enacts new section R.S. 22:1289.2 to establish these requirements
Legislative Description
Creates a mandatory right of appraisal for automobile repairs
INSURANCE/AUTOMOBILE
Last Action
Read by title, under the rules, referred to the Committee on Insurance.
3/9/2026