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LA SB267
Bill
Status
2/27/2026
Primary Sponsor
Royce Duplessis
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AI Summary
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Prohibits auto insurers from using a consumer's credit information when underwriting or setting premium rates
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Prohibits auto insurers from using a single zip code or combination of zip codes when underwriting or setting premium rates
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Current Louisiana law permits insurers to use both credit information and zip codes for personal insurance rating purposes
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Amends R.S. 22:1508 by adding a new subsection (C)
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Effective August 1, 2026
Legislative Description
Prohibits the use of a consumer's credit information and zip code in the underwriting or rating of auto insurance premiums. (8/1/26)
INSURANCE PREMIUMS
Last Action
Introduced in the Senate; read by title. Rules suspended. Read second time and referred to the Committee on Insurance.
3/9/2026