MA H1093

Prohibits health insurers from seeking subrogation or reimbursement from individuals who settle personal injury, medical malpractice, dental malpractice, podiatric malpractice, or wrongful death claims against third parties

Creates a conclusive legal presumption that settlements do not include compensation for health care costs, lost earnings, or other economic losses already paid or owed by an insurer

Protects settling individuals from being deemed in violation of their insurance contract or having acted against insurer rights by entering into such settlements

Applies to health insurance companies, the Group Insurance Commission, medical and hospital service plans (Chapters 176A, 176B, 176C), and health maintenance organizations (Chapter 176G)

Classifies violations as unfair or deceptive acts or practices in the business of insurance under Chapter 176D