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MA H1100

Bill

Status

Introduced

2/27/2025

Primary Sponsor

Daniel Cahill

Click for details

Origin

House of Representatives

194th General Court

AI Summary

  • Prohibits insurers from including policy language that bars policyholders from hiring, retaining, or consulting with public insurance adjusters as a condition of claim recovery
  • Applies to all property and casualty insurance policies issued by domestic, foreign, surplus lines, and captive insurers, as well as reinsurers and third party administrators
  • Makes any such restrictive policy provisions unenforceable and automatically excised from the policy, while leaving remaining policy terms intact
  • Classifies violations as unfair trade practices under Chapter 93A (consumer protection law) and Chapter 176D (unfair insurance practices)
  • Amends Chapter 175 (insurance law) by adding new Section 2C and amends Chapter 176D Section 3(9) by adding subsection (o)

Legislative Description

Relating to insurance adjusters

Last Action

Accompanied H1084

11/19/2025

Committee Referrals

Financial Services2/27/2025

Full Bill Text

No bill text available