MA H1102

Prohibits any person or entity from using the name, trade name, or trademark of any bank, credit union, or their subsidiaries in advertisements or solicitations without express written consent from the financial institution

Expands the definition of "advertisement" or "solicitation" to include electronic communications such as email, text messages, websites, and other digital formats

Prohibits displaying loan numbers, loan amounts, or other specific loan information on the outside of envelopes, through envelope windows, or on postcards without the financial institution's written consent

Requires solicitations using publicly available loan information to include bold-face disclosures stating the sender is not affiliated with or authorized by the referenced financial institution, along with the sender's name, address, and telephone number

Violations constitute unfair and deceptive practices under Massachusetts Chapter 93A consumer protection law