MA H1199

Adds Section 70 to Chapter 183 of Massachusetts General Laws to regulate "mortgage trigger leads"—consumer credit reports generated when someone applies for a mortgage that are then sold to competing lenders

Defines unfair or deceptive practices under Chapter 93A for solicitations based on mortgage trigger leads, including failure to disclose that the solicitor is not affiliated with the consumer's original lender

Requires solicitors using trigger leads to clearly state that the consumer's personal information was purchased from a credit reporting agency without the original lender's knowledge or permission

Prohibits using mortgage trigger lead information to contact consumers who have opted out of prescreened credit offers or registered on federal or state Do Not Call lists

Directs the Attorney General to promulgate regulations implementing these consumer privacy protections