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MA H1220

Bill

Official Source

Status

Introduced

2/27/2025

Primary Sponsor

Mary Keefe

Click for details

Origin

House of Representatives

194th General Court

AI Summary

  • Prohibits insurance surcharges for property-damage-only accidents of $5,000 or less
  • Exempts the first property-damage-only accident exceeding $5,000 from surcharges
  • Protects policyholders from surcharges for their first two speeding violations, unless either would result in license suspension or revocation
  • Bars surcharges for accidents caused by operators other than the named insured, household relatives, or customary vehicle operators
  • Exempts the first or second no-fault accident (where insured was not convicted of a moving violation) and all motor vehicle infractions from surcharges

Legislative Description

Creating surcharge exceptions in motor vehicle insurance premiums

Last Action

Accompanied a study order, see H4777

12/1/2025

Committee Referrals

Financial Services2/27/2025

Full Bill Text

No bill text available