MA H1242

Requires homeowners insurers using aerial images for non-renewal decisions to include date-stamped photos (taken within 12 months) showing specific non-compliant conditions and steps the owner can take to reverse the decision

Mandates insurers establish a point of contact and process for property owners to submit documentation proving they completed required remediation work

Requires insurers to disclose risk assessment factors and create an appeals process allowing property owners to correct errors and modify their risk score

Provides property owners a minimum of 60 days to cure defects or conditions after receiving non-renewal notice specifying required remediation

Takes effect 180 days after passage; Commissioner of Insurance directed to adopt implementing rules