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MA H1284

Bill

Status

Introduced

2/27/2025

Primary Sponsor

Ted Philips

Click for details

Origin

House of Representatives

194th General Court

AI Summary

  • Prohibits physical banks from offering banking services that are only available online, requiring all services offered digitally to also be available in-person
  • Defines "physical banks" as institutions with at least one location regularly open to the public with employees available to assist customers
  • Requires physical banks to inform customers through visible signs and/or verbal communication that online services are also available in-person
  • Classifies offering online-only services at a physical bank as an unfair banking practice under existing Massachusetts banking law
  • Preserves banks' existing rights under federal and state law to deny service to individuals

Legislative Description

Ensuring banking accessibility

Last Action

Accompanied a study order, see H4931

1/15/2026

Committee Referrals

Financial Services2/27/2025

Full Bill Text

No bill text available