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MA H1284
Bill
Status
Introduced
2/27/2025
Primary Sponsor
Ted Philips
Click for details
AI Summary
- Prohibits physical banks from offering banking services that are only available online, requiring all services offered digitally to also be available in-person
- Defines "physical banks" as institutions with at least one location regularly open to the public with employees available to assist customers
- Requires physical banks to inform customers through visible signs and/or verbal communication that online services are also available in-person
- Classifies offering online-only services at a physical bank as an unfair banking practice under existing Massachusetts banking law
- Preserves banks' existing rights under federal and state law to deny service to individuals
Legislative Description
Ensuring banking accessibility
Last Action
Accompanied a study order, see H4931
1/15/2026
Committee Referrals
Financial Services2/27/2025
Full Bill Text
No bill text available