MA H1331

Adopts the SEC's Regulation Best Interest (Reg BI) as the operative standard of conduct for broker-dealers making recommendations to retail customers in Massachusetts, preempting any stricter state regulations

Requires all public schools to teach financial literacy as a mandatory subject, covering 15 topic areas including loans, interest, credit card debt, taxes, retirement planning, and banking services

Expands financial literacy curriculum to include emerging technologies such as cryptocurrencies, computer stock-trading, and evaluating digital media content related to personal finance

Mandates that school districts, charter schools, and private schools incorporate financial literacy standards into existing subjects like mathematics, history, social sciences, technology, or business

Amends Chapter 69 Section 1R and adds Section 100 to Chapter 71 of the General Laws to codify these educational requirements