MA H5044

Prohibits dental insurance plans from requiring dentists to provide services at insurer-set fees unless those services are "covered services" under the patient's plan

Defines "covered services" as dental care eligible for reimbursement, including services that would be reimbursable but for deductibles, copayments, coinsurance, waiting periods, annual/lifetime maximums, or frequency limitations

Bars third-party administrators from making dentist networks available to plans that set fees for non-covered services

Applies restrictions across multiple insurance types by amending Chapters 175, 176B, 176E, 176G, and 176I of the General Laws, covering health care service contractors, dental service corporations, HMOs, and preferred provider arrangements

Sponsored by Representatives Angelo J. Puppolo Jr., Lindsay N. Sabadosa, and Meghan K. Kilcoyne; reported favorably by the Financial Services Committee on February 5, 2026