MA S228

Expands used car warranty coverage periods based on mileage: 90 days/3,750 miles for vehicles under 50,000 miles; 60 days/2,500 miles for 50,000-100,000 miles; 30 days/1,250 miles for 100,000-200,000 miles

Doubles the required dealer surety bond from $25,000 to $50,000 and allows the Attorney General to recover from bonds on behalf of consumers or classes of consumers

Extends consumer protections under the Motor Vehicle Installment Sales Act to cover lease agreements of 4 months or longer, not just purchase contracts

Requires creditors to provide written notice at least 10 days after default, giving buyers/lessees 21 days to cure the default before any collection action or repossession can occur

Limits repossession without prior court hearing to cases involving material default (missed payment or impaired collateral) and prohibits forcible entry or breach of peace; buyers/lessees may redeem collateral within 20 days of repossession