MA S2982

Prohibits landlords from using consumer credit reports to screen applicants or tenants who receive government rent subsidies, and bars requiring such tenants to answer questions about their credit history

Requires landlords to accept alternative evidence of ability to pay rent, including verified rent payment history, income documentation (pay stubs, tax filings, benefits letters), landlord references, and utility payment records

When federal or state law requires credit checks, landlords must obtain separate written consent each time, disclose reasons for accessing the report, and provide at least 14 days notice before taking adverse action based on credit information

Prohibits passing costs of credit reports or verification of alternative evidence to subsidized tenants, and bars retaliation against tenants who file complaints or participate in investigations under this section

Violations constitute unfair practices under Chapter 93A, and any waiver of these protections is void and unenforceable