MA S677

Requires Massachusetts insurance companies to cover at least 90% of treatment costs when a physician determines a patient has greater than 50% likelihood of experiencing a psychiatric emergency without intervention

Defines psychiatric emergencies as manic, psychotic, catatonic, homicidal, suicidal, or severe self-harm episodes, as well as substance use episodes with high risk of fatal overdose or extreme harm

Mandates insurance companies approve claims for covered psychiatric emergency treatments within 7 days

Amends Chapter 176Q of the General Laws by adding Section 19, with the law taking effect 90 days after passage