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MA S785

Bill

Official Source

Status

Introduced

2/27/2025

Primary Sponsor

Joan Lovely

Click for details

Origin

Senate

194th General Court

AI Summary

  • Prohibits insurance companies and surplus lines insurers from including policy language that bars policyholders from hiring public insurance adjusters as a condition of claim recovery
  • Applies to all property and casualty insurance policies issued in Massachusetts
  • Any prohibited policy provisions are automatically unenforceable and must be excised, while the remainder of the policy stays intact
  • Classifies such prohibitions as unfair claim settlement practices under Chapter 176D (Massachusetts unfair insurance practices law)
  • Amends Chapter 175 (insurance law) by adding new Section 2C and modifies Chapter 176D, Section 3

Legislative Description

Relative to insurance claims

Last Action

Bill reported favorably by committee and referred to the committee on Senate Rules

11/10/2025

Committee Referrals

Rules11/10/2025
Financial Services2/27/2025

Full Bill Text

No bill text available