MA S799

Insurance carriers must pay out-of-network emergency ambulance providers directly at rates established by the municipality where transport originated, or at 325% of Medicare rates (whichever is less than billed charges) if no municipal rate exists

Patient cost-sharing for emergency ambulance services is capped at $100, and payments must count toward in-network deductibles and out-of-pocket maximums

Uninsured or self-pay patients cannot be charged more than the Medicare rate for emergency ambulance services in their geographic area

Ambulance providers are prohibited from using wage garnishments, home liens, credit reporting, or civil lawsuits to collect unpaid emergency ambulance bills

Hospitals and nursing homes must share patient insurance and demographic information with ambulance providers upon request for billing purposes