MA S808

Creates new Chapter 176Y in Massachusetts General Laws requiring dental insurance plans to disclose whether benefits are limited to least costly treatment and specify exact payment amounts or clearly explain reimbursement standards like "usual and customary" fees

Mandates insurers establish free websites providing patients and dentists information about covered services, reimbursement amounts, and payment methods

Requires out-of-network dentists receive reimbursement equal to or greater than in-network dentists, and prohibits charging dentists fees to access their payments

Prohibits insurers from restricting patients' choice of licensed dentist, denying licensed dentists network participation, or interfering with dentists' clinical decisions and diagnoses

Prevents insurers from paying less than a written predetermination amount and bars deducting overpayments from unrelated patient claims