MA S832

Requires health insurers to cover scalp hair prostheses (wigs), facial medical pigmentation (including eyebrows), and FDA-approved scalp cooling devices for hair loss prevention

Covers hair loss caused by cancer/leukemia treatment, alopecia areata, alopecia totalis, non-classical 21-hydroxylase deficiency, or permanent injury—excludes natural or premature aging-related hair loss

Applies to multiple insurance types: state employee plans (Chapter 32A), commercial insurers (Chapter 175), Blue Cross Blue Shield (Chapters 176A and 176B), and HMOs (Chapter 176G)

Requires a written statement from a treating physician certifying the prosthesis is medically necessary

Coverage must be provided on a nondiscriminatory basis with the same limitations and frequency as other prostheses, matching at minimum what state insurers provide for chemotherapy-related hair loss