MD HB242

Adds "consumer credit history" (including credit reports and credit scores) as a protected class under Maryland's fair housing laws, prohibiting discrimination in the sale, rental, or financing of dwellings based on credit history

Prohibits reusable tenant screening reports from containing consumer credit history information, while still requiring criminal history checks, eviction history, employment/income verification, and rental history for the previous 7 years

Removes "creditworthiness" from the factors landlords may use when verifying a potential tenant's ability to pay rent, though landlords may still verify source and amount of income

Creates exemptions for owner-occupied rentals: credit history discrimination protections do not apply to rental of rooms in owner's principal residence or rentals in buildings with 5 or fewer units where the owner lives

Takes effect October 1, 2025