MD HB795

Public service employers in Maryland must certify employment for current and former employees seeking Public Service Loan Forgiveness (PSLF), including automatic certification upon employee separation

Employers must adopt policies that maximize the amount of time employees can be considered full-time for PSLF purposes, with adjunct and tenured professors credited at least 3.35 hours worked per hour of classroom/contact time

Student Loan Ombudsman must develop awareness materials including a standardized letter, detailed fact sheet, and FAQ document, to be made available to employers by October 15, 2025

Public service employers must provide PSLF materials to new hires within 30 days starting November 15, 2025, and annually to all employees starting March 15, 2026

Qualifying public service employers include state/local government entities, public schools, libraries, higher education institutions, and 501(c)(3) tax-exempt organizations