MD SB31

Expands wage exemption from garnishment to include Social Security, disability, and unemployment benefits in addition to disposable wages, with 75% of these amounts protected from attachment

Changes the minimum protected income threshold from 30 times the State minimum hourly wage to 150% of the federal poverty level for weekly income, adjusted for the judgment debtor's household size

Requires employers served with a wage attachment to notify the judgment debtor in writing of the exempt amount, the calculation method used, and the procedure to contest the attachment under Maryland Rule 3-646

Takes effect July 1, 2025