MD SB349

Prohibits creditors from placing liens on owner-occupied residential property for medical debt, whether through contract or breach of contract

Requires complaints seeking money judgments to indicate whether the debt is medical debt and, if so, must include the defendant's primary residence address

Defines "medical debt" as debt owed to medical service providers (or their agents/assignees) for medical services, products, or devices, excluding debt charged to general-purpose credit cards

Courts must remove any liens created in violation of these provisions

Effective October 1, 2025, applying prospectively only to complaints filed on or after that date