MD SB551

Prohibits auto insurers from increasing premiums or adding surcharges based on accidents caused by collisions with free-roaming wild animals when the insured was not at fault

Prohibits insurers from removing, altering, or refusing to consider discounts based on wild animal collision claims where the insured was not at fault

Amends existing Maryland Insurance Article Section 27-501(k), which already protects drivers from cancellation or non-renewal based on two or fewer not-at-fault claims within three years

Effective date: October 1, 2025