MD SB866

Establishes a Common Ownership Community Ombudsman Unit within the Attorney General's Division of Consumer Protection to receive complaints about adverse decisions by HOAs, condominiums, and cooperative housing corporations, with the Ombudsman required to be a member of the Maryland Bar

Requires all common ownership communities in Maryland to file governing documents and amendments with the Department of Housing and Community Development, subject to a $500 fine for non-compliance, with filing fees up to $100 for initial filings and $25 for amendments

Creates a publicly accessible database of governing documents through the Department's website and mandates annual reporting to the General Assembly beginning December 1, 2027

Establishes a framework for county-level Local Commissions on Common Ownership Communities that must meet monthly, include both community owners and industry professionals, and provide dispute resolution through mediation and binding administrative hearings

Requires local commissions to maintain registration systems for common ownership communities, provide technical assistance and education to governing bodies, and authorizes collection of fees for services including per-unit charges and dispute resolution fees