MD SB984

Insurers must disclose to applicants and policyholders any use of programs that measure vehicle operation (such as telematics) at the time of application or renewal

Insurers are prohibited from requiring participation in vehicle monitoring programs as a condition for underwriting, and cannot use collected data to cancel, refuse to renew, or refuse to underwrite a policy

Premium increases for policies using vehicle operation measurement programs cannot occur in increments of less than 6 months from the policy effective date

Insurers must establish a process allowing policyholders to correct or appeal data they believe to be erroneous

The Maryland Insurance Administration must adopt regulations by July 1, 2026 limiting the types and amounts of data that may be collected, and may require insurers to implement governance plans to ensure programs are not unfairly discriminatory