MD HB1211

Unit owners become responsible for the full cost of repair or replacement when damage or destruction to any portion of the condominium originates from their unit, replacing the previous $10,000 cap on liability

Condominium councils must annually notify unit owners in writing of their potential full liability for damage originating from their unit

When damage originates from common elements or outside events, the council's property insurance deductible remains a shared common expense among all unit owners

If damage originating from a unit is not repaired or replaced, the owner of that unit must still pay to restore the damaged area to a condition compatible with the rest of the condominium

Effective date: October 1, 2026