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MD HB1297

Bill

Status

Introduced

2/12/2026

Primary Sponsor

Julie Palakovich Carr

Click for details

Origin

House of Delegates

2026 Regular Session

AI Summary

  • Recapture provisions modified so only the unused portion of the Student Loan Debt Relief Tax Credit must be repaid if not applied to student loans within 3 years, rather than the total credit amount

  • Maryland Higher Education Commission authorized to grant extensions for the 3-year repayment deadline when individuals faced delays due to federal SAVE plan litigation forbearance, U.S. Department of Education understaffing preventing repayment plan changes, or Public Service Loan Forgiveness Buyback Program forbearance periods

  • Commission required to adopt waiver application procedures by October 1, 2026

  • Effective July 1, 2026, applicable to taxable years beginning after December 31, 2025

Legislative Description

Income Tax - Student Loan Debt Relief Tax Credit - Alterations

Income Tax

Last Action

Hearing 2/26 at 1:00 p.m.

2/12/2026

Committee Referrals

Ways and Means2/12/2026

Full Bill Text

No bill text available