MD HB1510

Requires multifactor authentication (at least two factors) on all Maryland Department of Labor websites and portals used for unemployment insurance claims, benefit payments, and information collection from claimants and employers.

Mandates review of claims flagged for potential fraud indicators, including duplicate bank accounts used within 6 months, identical mailing addresses across claimants, or IP addresses based outside Maryland or matching other claims; benefits are withheld until reviews are complete.

Requires claimants to submit valid government-issued identification (driver's license, passport, Social Security card, birth certificate, or other specified forms) with initial claims, with disqualification for failure to provide matching identification.

Increases fraud penalties from 15% to 20% of unlawfully received benefits and extends the disqualification period to 10 years after full repayment; authorizes recovery of overpaid benefits through State income tax refund withholding.

Requires the Secretary of Labor to refer all final fraud determinations to law enforcement for prosecution within 30 days and to notify employers of government employees found to have committed fraud, with mandatory termination proceedings.