MD HB191

Merchants must accept cash payments for in-person purchases of essential consumer goods (food, water, beverages, hygiene products, health products, and fuel) totaling less than $300

Merchants cannot charge higher prices for cash transactions compared to equivalent cashless transactions for essential consumer goods

Exemptions include telephone/mail/internet orders, vending machines and kiosks, restaurants, and specialty food stores selling primarily gourmet items like cheeses, fruits, nuts, candy, spices, and oils

Merchants may refuse cash in denominations greater than $20, or if they provide a free on-site device that converts cash to prepaid cards for store purchases

Violations constitute unfair trade practices under Maryland Consumer Protection Act, with fines up to $500 per violation after two compliance opportunities, increasing to $1,000 for subsequent violations; effective October 1, 2026