MD HB200

Maryland Department of the Environment must develop and publish a flood risk disclosure statement form by June 1, 2027

Beginning July 1, 2027, sellers of residential properties with four or fewer single-family units must provide buyers with a completed flood risk disclosure form before entering into a sales contract

Disclosure form must include whether the property is in a special flood hazard area (100-year floodplain with 1% annual flood chance) or moderate-risk area (500-year floodplain with 0.2% annual flood chance), federal flood insurance requirements, prior flood damage claims, and seller's knowledge of past flooding events

Sellers must also provide a copy of any available FEMA Elevation Certificate for the property

Exemptions include new construction never occupied, foreclosure sales, sheriff's and tax sales, transfers by fiduciaries administering estates, and sales of unimproved land