MD HB275

Carriers must issue Medicare supplement policies to individuals who were enrolled in Medicare Part B while on Maryland Medical Assistance, if they apply within 63 days of losing Medicaid coverage and remained on Medicaid for at least 6 months after Medicare Part B enrollment began

Carriers must issue any Medicare supplement policy currently open to new enrollees to individuals who became eligible for Medicare before January 1, 2020 and qualify for a federal special enrollment period guaranteed issue right, if they apply within 63 days of the qualifying event

Carriers cannot deny coverage, discriminate in pricing, or apply increased premium ratings based on health status, claims experience, or medical conditions during these special enrollment periods

Applicants must submit evidence of their Medicaid termination date or qualifying event date with their Medicare supplement policy application

Effective date: July 1, 2026